What We Do
Biondo Investment Advisors is your financial partner – As a comprehensive services firm, we work together with you to provide solutions and strategies across all facets of your financial life.
You have a unique set of circumstances, and it’s important to us to get it right from the start, by taking the time to learn your complete financial picture. Our team of experienced professionals have the knowledge and acumen to help you identify and map your personal goals. We believe knowing what you have and what you can do with it helps you to make
informed decisions. Our process considers your risk tolerance, time horizon, liquidity needs and those “dream” aspirations, when structuring the right portfolio for you. Because life is always changing, continued monitoring of your financial situation and making adjustments when needed, ensure you remain on track.
We want you to have financial confidence and achieve the freedom to enjoy what matters most to you in life.
Financial
Planning
Creating a financial plan allows a client to evaluate their road to retirement, and determine how current assets and savings will project into future income to accomplish future goals.
The key to any successful endeavor originates in a well thought out plan. Whether planning for income in retirement or funding a child’s education, our professional financial planning software will create a living template to guide us to your eventual goals and dreams. The program considers all current assets and intended savings, expected performance based on allocation, sequence of returns, and social security benefits to determine expected future income.
Asset
Management
Predicated upon almost fifty years of successfully managing money, our philosophy seems simple, yet has been time tested to produce results.
We believe what enables us to give our clients the potential to outperform the market is the creation of concentrated portfolios with an emphasis on good, old-fashioned stock picking. We try to position ourselves to outperform by not mirroring the market. Couple this with quality, investment-grade bonds and we have a recipe for growth.
Insurance &
Annuities
When meeting with clients, we perform an insurance assessment to determine what coverage is currently in place, what coverage is adequate, and what product best covers all liabilities.
We believe that insurance needs should not be seen as an investment opportunity, but as a necessary expense to ensure financial security. Needs assessment and anticipated liabilities drive the decision in a collaborative approach which we employ with all of our clients. We will occasionally utilize various annuities to solve for current or future income need.
Estate &
Tax Planning
Many of our clients state that their main financial goal is to leave a legacy for their children. Through proper planning we can ensure your assets are ready for succession.
Through our extensive network of Estate Attorneys and CPAs, we will facilitate the necessary introductions to assist our clients in these vital areas. Consider us the “conductor” of your financial orchestra when it comes to properly planning for your current and future estate and tax planning needs.
Social
Security
Social Security is one of the pillars of retirement income planning. We can offer our experience in helping you navigate and maximize your benefits.
Recently, the Social Security Administration changed some of the strategies retirees have been employing to maximize their benefits. We are well versed in the options still left to recipients. Yet, when to take benefits and how to integrate this difficult decision into the overall financial plan continues to challenge many retirees. We have the acumen to assist our clients in making these choices.
Medicare
Navigation
The cost of healthcare in retirement is often a misunderstood segment of an individual’s planning.
With healthcare expenses often accounting for 20% or more of a person’s retirement expenses, proper Medicare navigation is essential to a successful retirement. We are prepared to advise you on all parts of Medicare including enrollment, Parts A, B, D, Medigap coverage, and Part C.