BIONDO Perspectives

A Persistent Forecast for 2021

Persistent (def) – continuing to exist or endure over a prolonged period Wall Street forecasts lack persistence. Their shelf life may only be a few weeks or months at best and 2020 was a great example.  Once COVID hit, existing forecasts became worthless. This happens just about every year – excuses abound as to why […]


A Thoughtful Guide to Charitable Giving

The old adage, “Tis better to give than receive,” certainly rings true, especially in a year like we have seen in 2020. There are many advantages in making Charitable Donations, but the ones that most people overlook are the mental and emotional benefits resulting from the selfless act of giving. When we donate our time […]


Intentional Gratitude

It’s the season of gratitude. Thanksgiving is perhaps one of the most underappreciated holidays – but most needed. Given the year we have endured, it may be difficult to be naturally thankful. This year may require us to purposefully and intentionally seek to be grateful. There are so many things beyond our individual control – […]



By Joseph P. Biondo

The Long-Term Approach to Market Cycles Global markets showed continued, albeit surprising strength during the third quarter of 2020. Typically a seasonally weaker period for markets, perhaps it is only fitting, as 2020 has been a rather atypical year. The benchmark S&P 500 advanced 8.93% for the quarter, bringing the index to a return of […]