BIONDO Perspectives

The SECURE Act is Now Law.

By Casey H. Pisano, CFP®, AIF®

In our last newsletter we discussed proposed retirement reform that had bi-partisan support. Although we, along with the rest of the planning community, anticipated some significant change to IRAs and RMDs for non-spouse beneficiaries, we didn’t have an actual law to work with. As of December 20, 2019, we do have a law to work […]

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FOURTH QUARTER REVIEW 2019

By Scott A, Goginsky

The past decade has represented the longest equity bull market in history. Happy New Year! We hope that your holiday season was wonderful and wish you all the best for a happy and healthy 2020. Not only has another year passed us by, but this also marks the end of a decade as well. We […]

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THIRD QUARTER REVIEW 2019

By Joseph P. Biondo

Expectations for growth have decreased in recent months, anticipation rising for improvement in US and global economic data. After reaching a new all-time high in July, the S&P 500 Index sold off sharply at the beginning of August on a combination of US/China trade tensions and overall economic concerns. This sell-off coincided with a temporary […]

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How Would the SECURE Act Affect Your IRA?

By Casey H. Pisano, CFP®, AIF®

Looming legislation may have an impact on plans to leave IRA accounts to adult children… Here’s why: The legislation would require certain beneficiaries to accelerate the distributions they’re required to take out of inherited IRAs. If your adult children beneficiaries are forced to take out sizeable amounts of money from the account, it not only […]

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Education Funding Plans

By The Biondo Team

However, as with other types of financial planning, bear in mind that your child’s college funding plan requires a disciplined approach that emphasizes consistency with your overall goals and objectives. Here is where planning comes in: Work with a financial advisor to establish a goal and determine how much you need to (and can) save […]

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